Stripe Fee Calculator
Estimate Stripe fees and your payout per charge, or the charge needed for a target net, using preset card pricing for the US, UK and eurozone, or a custom rate.
Browser tool
You receive $ 96.80
fee $ 3.20 (3.2% effective)
| Charged | Fee | Received | Effective |
|---|---|---|---|
| $ 25.00 | $ 1.03 | $ 23.98 | 4.1% |
| $ 50.00 | $ 1.75 | $ 48.25 | 3.5% |
| $ 100.00 | $ 3.20 | $ 96.80 | 3.2% |
| $ 250.00 | $ 7.55 | $ 242.45 | 3.02% |
| $ 500.00 | $ 14.80 | $ 485.20 | 2.96% |
| $ 1,000.00 | $ 29.30 | $ 970.70 | 2.93% |
| $ 2,500.00 | $ 72.80 | $ 2,427.20 | 2.91% |
How this is calculated
About Stripe Fee Calculator
The payout on a charge, or the amount to charge so a target lands in your account. As with any processor, the rate depends on your country, the card, and whether the payment crossed a border — so the rate is an input here rather than an assumption. Free and online, asking for no account. The fee is derived in the browser from the amount you type.
How to use Stripe Fee Calculator
- Enter your rate and fixed feeFrom your own dashboard. Card type, region and any negotiated pricing all move this number.
- Enter the charge amountOr the payout you need, and solve backwards.
- Read the payoutWhat settles, and what the processor keeps, itemised rather than netted off.
The fixed fee is what hurts on small charges
A percentage scales with the transaction and a flat fee does not, so the effective rate on a small payment is dominated by the flat component. At 2.9% plus 0.30, a charge of one unit loses roughly a third of its value while a charge of a hundred loses about three percent. That asymmetry is the argument for minimum order values.
What it does not do
- Additional charges — currency conversion, instant payouts, disputes, and per-country surcharges — are not included, because they are conditional and specific to an account.
- Rates are not hard-coded. Anything published today is wrong somewhere else today.
- Refunds generally do not return the original processing fee, so a refunded sale costs more than it earned.
Stripe Fee Calculator: questions people ask
- Why does grossing up need division rather than addition?
- Because the fee is charged on the total, including whatever you added to cover the fee. Dividing by one minus the rate accounts for that; adding the percentage does not and leaves you slightly short every time.
- Does this include currency conversion?
- No. Conversion is charged separately, usually as a margin on the exchange rate rather than a line item, so it cannot be derived from the percentage and fixed fee alone.
- What does Stripe charge for international cards?
- It depends on your account country. The presets use 2.9% + $0.30 plus a 1.5% international-card surcharge in the US, 2.5% + 20p for EEA cards on a UK account, and 3.25% + €0.25 for international cards in the eurozone. Currency conversion can add another 1%, and Stripe's pricing page has the current rates.
Questions about ToolsVerse itself — privacy, cost, what happens to your files — are answered in the frequently asked questions.
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